Are YOU Ready for Retirement?
Work used to be a means to an end. Mostly men, and some women, finished their formal education, high school or college, and if they were lucky they found a good job. And then they continued to work for that same company for the next 25, 30 or 35 years until official retirement. But sometimes it did not work out that way.
Some people, try as they might, did not secure a good position with a reputable, successful company. These people moved around from job to job, losing their health insurance, losing their seniority, and losing their retirement benefits. Some people, like my step-father, were suddenly given an early retirement before they were ready, with no option to remain at the company. And then there were the unfortunate employees, over the age of 50, who were suddenly laid off and found it increasingly difficult to find new employment.
Times have certainly changed. Most young people today are not expected to remain at the same company as a loyal employee for the rest of their working life. Many people are venturing out to build their own businesses so that they do not have to be dependent upon a company or a boss. And many older people continue to learn and grow and explore new business opportunities.
When we have our youth and our health it seems as if we can go on producing and creating forever. But there comes a time when we need to cut back on a strenuous work schedule and take care of our health and personal needs. There comes a time when we decide to retire from the full time job or business we have spent years doing.
Will YOU be ready for YOUR retirement when the time comes? Will you have accumulated adequate funds to support the lifestyle you want to live? Will you have the relationships and skills to participate in fulfilling and stimulating leisure activities?
My friend, Alan Jenkin, and his wife, Billie, have written a powerful blog post asking this very question.
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